Every Standard Premium Schedule filed since March 2021, compared at a constant age, so what is left is the rate change and not the age step. The market average is +1.9% a year.
| Insurer | Plans | Average a year | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Allianz | 5 | +0.0% | · | · | · | · | · |
| Asia Insurance | 8 | +0.0% | · | · | · | · | · |
| Avo | 1 | +0.0% | · | · | · | · | · |
| BOC | 14 | +0.0% | · | · | · | · | · |
| Bolttech | 7 | +0.0% | · | · | · | · | · |
| Dah Sing | 1 | +0.0% | · | · | · | · | · |
| HSBC Life | 43 | +0.0% | · | · | · | · | · |
| MSIG | 7 | +0.0% | · | · | · | · | · |
| Well Link | 4 | +0.0% | · | · | · | · | · |
| ZA Life | 1 | +0.0% | · | · | · | · | · |
| Zurich | 13 | +0.0% | · | · | · | · | · |
| China Taiping | 13 | +0.1% | · | · | · | · | · |
| Liberty | 6 | +0.9% | · | · | · | · | · |
| China Life | 6 | +1.5% | · | · | · | · | · |
| FWD | 54 | +1.6% | · | · | · | · | · |
| Hong Kong Life | 7 | +2.2% | · | · | · | · | · |
| Sun Life | 11 | +2.3% | · | · | · | · | · |
| AXA | 39 | +2.6% | · | · | · | · | · |
| Chubb | 41 | +2.7% | · | · | · | · | · |
| Prudential | 39 | +2.8% | · | · | · | · | · |
| Chow Tai Fook | 26 | +3.0% | · | · | · | · | · |
| Manulife | 24 | +3.5% | · | · | · | · | · |
| Bowtie | 15 | +3.8% | · | · | · | · | · |
| YF Life | 23 | +4.4% | · | · | · | · | · |
| Blue Cross | 28 | +5.1% | · | · | · | · | · |
| Bupa | 39 | +5.2% | · | · | · | · | · |
| Cigna | 10 | +5.2% | · | · | · | · | · |
| AIA | 45 | +6.2% | · | · | · | · | · |
Averages are taken across each insurer's certified plans at ages 30, 45 and 60, female non-smoker standalone tables, with age held constant. A track record, not a forecast.