VHIS Site Preview
One conversation from landing to adviser. Nomi asks the five questions with quick replies, the page reacts behind her, and she stays context-aware: open a plan or tick two to compare and her suggestions change. Real premiums, real history.
Voluntary Health Insurance Scheme · Hong Kong

Every VHIS plan in Hong Kong. One straight answer.

Answer Nomi's five questions. Then the annual premium for every certified plan from all 33 insurers, lowest first, with the tax you get back and what each insurer has done to premiums since 2021.

Or just describe what you are looking for, in your own words
0insurers
0plan options
0schedules since 2021
HK$0max tax back
How it works

Real premiums, not estimates.

Every figure comes from the insurer's Standard Premium Schedule filed with the Health Bureau, before levy. Nomi asks five questions, then shows the whole market lowest first, with each insurer's increase record.

1
Five answersAge, gender, smoker, room class, deductible.
2
The whole market, lowest firstOne card per product, with tax saving and increase record.
3
Your call, or an adviser'sCompare, see next year's range, or hand the shortlist to a licensed adviser.
VICTORIA HARBOUR FROM THE PEAK
Premium increases 2021 to 2026

What each insurer has done to VHIS premiums.

Average annual change across each insurer's certified plans at ages 30, 45 and 60, age held constant. A track record, not a forecast.

InsurerPlansAverage a year20222023202420252026

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Talk to a licensed adviser

Hand over the shortlist, not the homework.

Ask Nomi to arrange a call, or use the form. One adviser replies within one working day.

0plans selected
Pricing

Checking every certified plan

All 33 insurers, filed premiums, before levy.

NomiEvery VHIS plan in Hong Kong
VHIS Hong Kong

Real premiums from the Health Bureau's filed schedules. Information only.
Your shortlist