VHIS Hong Kong
WHAT TREATMENT COSTS

What a tonsillectomy costs in Hong Kong

12 private hospitals published what they billed for this procedure over the reporting period 01 Jan 2025 - 31 Dec 2025. The middle bill runs from HK$62,477 at the cheapest to HK$116,278 at the dearest, a difference of HK$53,801 for the same operation.

What each hospital billed

HospitalStayDoctorHospitalTotal, medianTotal, 90th
St. Teresa's Hospital1.3 daysHK$41,220HK$21,257HK$62,477HK$68,362
St. Paul's Hospital1.0 dayHK$35,800HK$27,614HK$63,414HK$83,745
Union Hospital2.2 daysHK$29,500HK$35,810HK$65,310HK$95,750
Gleneagles Hospital Hong Kong1.3 daysHK$27,600HK$37,951HK$65,551HK$95,421
Hong Kong Baptist Hospital1.6 daysHK$40,850HK$25,763HK$66,613HK$101,425
CUHK Medical Centre1.5 daysHK$36,900HK$29,767HK$66,667HK$101,242
Precious Blood Hospital (Caritas)1.7 daysHK$29,000HK$40,389HK$69,389HK$69,389
Canossa Hospital (Caritas)1.2 daysHK$43,700HK$32,975HK$76,675HK$119,257
Hong Kong Sanatorium & Hospital1.9 daysHK$44,350HK$34,163HK$78,513HK$103,826
Hong Kong Adventist Hospital, Stubbs Road2.4 daysHK$56,500HK$50,184HK$106,684HK$166,579
Evangel Hospital2.0 daysHK$85,310HK$27,246HK$112,556HK$112,556
Matilda International Hospital1.0 dayHK$76,300HK$39,978HK$116,278HK$126,034

The doctor column is the doctor's fee, the hospital column is the hospital's charge, and they are billed separately. Nine in ten bills came in at or under the 90th percentile figure. Standard ward.

What a plan would pay of it

Three real certified plans, as examples, applied to the same published bills. The first two are the same plan bought with and without a deductible, which is the choice that decides most of what you pay. The third is a Standard Plan, which caps what it pays per item instead of covering the core benefits in full.

FWD vPrime Signature Medical Plan, no deductible, Semi-private room, HK$16,665 a year for a 45 year old woman, non-smoker

HospitalBillPlan paysYou pay
St. Teresa's HospitalHK$62,477HK$62,477HK$0
St. Paul's HospitalHK$63,414HK$63,414HK$0
Union HospitalHK$65,310HK$65,310HK$0
Gleneagles Hospital Hong KongHK$65,551HK$65,551HK$0
Hong Kong Baptist HospitalHK$66,613HK$66,613HK$0
CUHK Medical CentreHK$66,667HK$66,667HK$0
Precious Blood Hospital (Caritas)HK$69,389HK$69,389HK$0
Canossa Hospital (Caritas)HK$76,675HK$76,675HK$0
Hong Kong Sanatorium & HospitalHK$78,513HK$78,513HK$0
Hong Kong Adventist Hospital, Stubbs RoadHK$106,684HK$106,684HK$0
Evangel HospitalHK$112,556HK$112,556HK$0
Matilda International HospitalHK$116,278HK$116,278HK$0

FWD vPrime Signature Medical Plan, a HK$250,000 deductible, Semi-private room, HK$3,235 a year for a 45 year old woman, non-smoker

HospitalBillPlan paysYou pay
St. Teresa's HospitalHK$62,477HK$0HK$62,477
St. Paul's HospitalHK$63,414HK$0HK$63,414
Union HospitalHK$65,310HK$0HK$65,310
Gleneagles Hospital Hong KongHK$65,551HK$0HK$65,551
Hong Kong Baptist HospitalHK$66,613HK$0HK$66,613
CUHK Medical CentreHK$66,667HK$0HK$66,667
Precious Blood Hospital (Caritas)HK$69,389HK$0HK$69,389
Canossa Hospital (Caritas)HK$76,675HK$0HK$76,675
Hong Kong Sanatorium & HospitalHK$78,513HK$0HK$78,513
Hong Kong Adventist Hospital, Stubbs RoadHK$106,684HK$0HK$106,684
Evangel HospitalHK$112,556HK$0HK$112,556
Matilda International HospitalHK$116,278HK$0HK$116,278

ZA Life ZA VHIS, no deductible, Standard ward, HK$3,165 a year for a 45 year old woman, non-smoker

HospitalBillPlan paysYou pay
St. Teresa's HospitalHK$62,477HK$59,470HK$3,007
St. Paul's HospitalHK$63,414HK$54,050HK$9,364
Union HospitalHK$65,310HK$52,000HK$13,310
Gleneagles Hospital Hong KongHK$65,551HK$45,850HK$19,701
Hong Kong Baptist HospitalHK$66,613HK$63,350HK$3,263
CUHK Medical CentreHK$66,667HK$59,400HK$7,267
Precious Blood Hospital (Caritas)HK$69,389HK$51,500HK$17,889
Canossa Hospital (Caritas)HK$76,675HK$61,950HK$14,725
Hong Kong Sanatorium & HospitalHK$78,513HK$66,850HK$11,663
Hong Kong Adventist Hospital, Stubbs RoadHK$106,684HK$79,000HK$27,684
Evangel HospitalHK$112,556HK$82,600HK$29,956
Matilda International HospitalHK$116,278HK$73,300HK$42,978

This plan states anaesthetist, theatre in words rather than a figure, so those items are left out of what the plan pays. The real figure is therefore no lower than the one shown.

How this is worked out

The bill is what the hospital published: no averaging across hospitals and no estimate. What a plan pays applies that plan's own filed limits to the two halves of the bill, a surgeon's fee being capped per surgery and room and board per day, then takes off any deductible. It is arithmetic on filed figures, not a quotation. A real claim depends on the case, on what the insurer accepts as eligible, and on the room you actually occupy.

Bills from the Pilot Programme for Enhancing Price Transparency for Private Hospitals, run by the Office for Regulation of Private Healthcare Facilities. Plan limits from each plan's certified Benefit Schedule.

Find a plan that covers this

Premiums are annual, in the plan currency, before the Insurance Authority levy, taken from the Standard Premium Schedules filed with the Health Bureau. Rate records come from every schedule archived on data.gov.hk since March 2021 and are a track record, not a forecast. Information only, not regulated advice.

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