VHIS Hong Kong
WHAT TREATMENT COSTS

What a open reduction and internal fixation of various fractures costs in Hong Kong

12 private hospitals published what they billed for this procedure over the reporting period 01 Jan 2025 - 31 Dec 2025, split 2 ways by surgical approach. The middle bill runs from HK$65,160 at the cheapest to HK$189,003 at the dearest, a difference of HK$123,843 for the same operation.

What each hospital billed

HospitalStayDoctorHospitalTotal, medianTotal, 90th
Union Hospital, upper limb2.3 daysHK$29,660HK$35,500HK$65,160HK$114,790
Union Hospital, lower limb4.2 daysHK$32,060HK$36,500HK$68,560HK$134,130
Precious Blood Hospital (Caritas), upper limb1.1 daysHK$28,535HK$40,955HK$69,490HK$90,958
Precious Blood Hospital (Caritas), lower limb3.8 daysHK$36,135HK$46,065HK$82,200HK$111,804
Evangel Hospital, lower limb1.6 daysHK$47,000HK$42,488HK$89,488HK$108,944
Evangel Hospital, upper limb1.2 daysHK$52,400HK$40,415HK$92,815HK$117,250
St. Teresa's Hospital, upper limb1.9 daysHK$65,700HK$31,615HK$97,315HK$136,121
Gleneagles Hospital Hong Kong, lower limb2.7 daysHK$49,700HK$56,149HK$105,849HK$146,881
St. Teresa's Hospital, lower limb4.0 daysHK$58,720HK$49,235HK$107,955HK$156,284
Hong Kong Baptist Hospital, upper limb2.0 daysHK$55,600HK$53,545HK$109,145HK$168,198
Hong Kong Baptist Hospital, lower limb4.7 daysHK$63,800HK$46,662HK$110,462HK$221,825
Hong Kong Adventist Hospital, Stubbs Road, upper limb1.7 daysHK$63,000HK$51,794HK$114,794HK$158,238
Canossa Hospital (Caritas), upper limb1.3 daysHK$55,300HK$61,658HK$116,958HK$158,013
St. Paul's Hospital, upper limb2.0 daysHK$62,677HK$57,056HK$119,733HK$164,306
Gleneagles Hospital Hong Kong, upper limb1.4 daysHK$48,700HK$74,000HK$122,700HK$159,445
Canossa Hospital (Caritas), lower limb2.8 daysHK$63,000HK$67,035HK$130,035HK$164,855
Hong Kong Adventist Hospital, Stubbs Road, lower limb3.4 daysHK$76,500HK$55,290HK$131,790HK$157,242
Matilda International Hospital, upper limb1.2 daysHK$55,750HK$76,322HK$132,072HK$193,295
CUHK Medical Centre, lower limb2.8 daysHK$60,500HK$72,669HK$133,169HK$149,218
CUHK Medical Centre, upper limb1.8 daysHK$71,750HK$61,480HK$133,230HK$242,492
Matilda International Hospital, lower limb2.0 daysHK$76,440HK$75,683HK$152,123HK$193,825
Hong Kong Sanatorium & Hospital, upper limb2.2 daysHK$84,000HK$77,727HK$161,727HK$221,059
Hong Kong Sanatorium & Hospital, lower limb5.7 daysHK$92,300HK$96,703HK$189,003HK$301,870

The doctor column is the doctor's fee, the hospital column is the hospital's charge, and they are billed separately. Nine in ten bills came in at or under the 90th percentile figure. Standard ward.

What a plan would pay of it

Three real certified plans, as examples, applied to the same published bills. The first two are the same plan bought with and without a deductible, which is the choice that decides most of what you pay. The third is a Standard Plan, which caps what it pays per item instead of covering the core benefits in full.

FWD vPrime Signature Medical Plan, no deductible, Semi-private room, HK$16,665 a year for a 45 year old woman, non-smoker

HospitalBillPlan paysYou pay
Union Hospital, upper limbHK$65,160HK$65,160HK$0
Union Hospital, lower limbHK$68,560HK$68,560HK$0
Precious Blood Hospital (Caritas), upper limbHK$69,490HK$69,490HK$0
Precious Blood Hospital (Caritas), lower limbHK$82,200HK$82,200HK$0
Evangel Hospital, lower limbHK$89,488HK$89,488HK$0
Evangel Hospital, upper limbHK$92,815HK$92,815HK$0
St. Teresa's Hospital, upper limbHK$97,315HK$97,315HK$0
Gleneagles Hospital Hong Kong, lower limbHK$105,849HK$105,849HK$0
St. Teresa's Hospital, lower limbHK$107,955HK$107,955HK$0
Hong Kong Baptist Hospital, upper limbHK$109,145HK$109,145HK$0
Hong Kong Baptist Hospital, lower limbHK$110,462HK$110,462HK$0
Hong Kong Adventist Hospital, Stubbs Road, upper limbHK$114,794HK$114,794HK$0
Canossa Hospital (Caritas), upper limbHK$116,958HK$116,958HK$0
St. Paul's Hospital, upper limbHK$119,733HK$119,733HK$0
Gleneagles Hospital Hong Kong, upper limbHK$122,700HK$122,700HK$0
Canossa Hospital (Caritas), lower limbHK$130,035HK$130,035HK$0
Hong Kong Adventist Hospital, Stubbs Road, lower limbHK$131,790HK$131,790HK$0
Matilda International Hospital, upper limbHK$132,072HK$132,072HK$0
CUHK Medical Centre, lower limbHK$133,169HK$133,169HK$0
CUHK Medical Centre, upper limbHK$133,230HK$133,230HK$0
Matilda International Hospital, lower limbHK$152,123HK$152,123HK$0
Hong Kong Sanatorium & Hospital, upper limbHK$161,727HK$161,727HK$0
Hong Kong Sanatorium & Hospital, lower limbHK$189,003HK$189,003HK$0

FWD vPrime Signature Medical Plan, a HK$250,000 deductible, Semi-private room, HK$3,235 a year for a 45 year old woman, non-smoker

HospitalBillPlan paysYou pay
Union Hospital, upper limbHK$65,160HK$0HK$65,160
Union Hospital, lower limbHK$68,560HK$0HK$68,560
Precious Blood Hospital (Caritas), upper limbHK$69,490HK$0HK$69,490
Precious Blood Hospital (Caritas), lower limbHK$82,200HK$0HK$82,200
Evangel Hospital, lower limbHK$89,488HK$0HK$89,488
Evangel Hospital, upper limbHK$92,815HK$0HK$92,815
St. Teresa's Hospital, upper limbHK$97,315HK$0HK$97,315
Gleneagles Hospital Hong Kong, lower limbHK$105,849HK$0HK$105,849
St. Teresa's Hospital, lower limbHK$107,955HK$0HK$107,955
Hong Kong Baptist Hospital, upper limbHK$109,145HK$0HK$109,145
Hong Kong Baptist Hospital, lower limbHK$110,462HK$0HK$110,462
Hong Kong Adventist Hospital, Stubbs Road, upper limbHK$114,794HK$0HK$114,794
Canossa Hospital (Caritas), upper limbHK$116,958HK$0HK$116,958
St. Paul's Hospital, upper limbHK$119,733HK$0HK$119,733
Gleneagles Hospital Hong Kong, upper limbHK$122,700HK$0HK$122,700
Canossa Hospital (Caritas), lower limbHK$130,035HK$0HK$130,035
Hong Kong Adventist Hospital, Stubbs Road, lower limbHK$131,790HK$0HK$131,790
Matilda International Hospital, upper limbHK$132,072HK$0HK$132,072
CUHK Medical Centre, lower limbHK$133,169HK$0HK$133,169
CUHK Medical Centre, upper limbHK$133,230HK$0HK$133,230
Matilda International Hospital, lower limbHK$152,123HK$0HK$152,123
Hong Kong Sanatorium & Hospital, upper limbHK$161,727HK$0HK$161,727
Hong Kong Sanatorium & Hospital, lower limbHK$189,003HK$0HK$189,003

ZA Life ZA VHIS, no deductible, Standard ward, HK$3,165 a year for a 45 year old woman, non-smoker

HospitalBillPlan paysYou pay
Union Hospital, upper limbHK$65,160HK$52,160HK$13,000
Union Hospital, lower limbHK$68,560HK$63,060HK$5,500
Precious Blood Hospital (Caritas), upper limbHK$69,490HK$46,785HK$22,705
Precious Blood Hospital (Caritas), lower limbHK$82,200HK$67,135HK$15,065
Evangel Hospital, lower limbHK$89,488HK$69,500HK$19,988
Evangel Hospital, upper limbHK$92,815HK$70,650HK$22,165
St. Teresa's Hospital, upper limbHK$97,315HK$82,600HK$14,715
Gleneagles Hospital Hong Kong, lower limbHK$105,849HK$76,450HK$29,399
St. Teresa's Hospital, lower limbHK$107,955HK$89,720HK$18,235
Hong Kong Baptist Hospital, upper limbHK$109,145HK$78,100HK$31,045
Hong Kong Baptist Hospital, lower limbHK$110,462HK$99,050HK$11,412
Hong Kong Adventist Hospital, Stubbs Road, upper limbHK$114,794HK$82,600HK$32,194
Canossa Hospital (Caritas), upper limbHK$116,958HK$73,300HK$43,658
St. Paul's Hospital, upper limbHK$119,733HK$82,600HK$37,133
Gleneagles Hospital Hong Kong, upper limbHK$122,700HK$66,950HK$55,750
Canossa Hospital (Caritas), lower limbHK$130,035HK$89,750HK$40,285
Hong Kong Adventist Hospital, Stubbs Road, lower limbHK$131,790HK$91,900HK$39,890
Matilda International Hospital, upper limbHK$132,072HK$73,300HK$58,772
CUHK Medical Centre, lower limbHK$133,169HK$87,250HK$45,919
CUHK Medical Centre, upper limbHK$133,230HK$82,600HK$50,630
Matilda International Hospital, lower limbHK$152,123HK$82,600HK$69,523
Hong Kong Sanatorium & Hospital, upper limbHK$161,727HK$82,600HK$79,127
Hong Kong Sanatorium & Hospital, lower limbHK$189,003HK$119,800HK$69,203

This plan states anaesthetist, theatre in words rather than a figure, so those items are left out of what the plan pays. The real figure is therefore no lower than the one shown.

How this is worked out

The bill is what the hospital published: no averaging across hospitals and no estimate. What a plan pays applies that plan's own filed limits to the two halves of the bill, a surgeon's fee being capped per surgery and room and board per day, then takes off any deductible. It is arithmetic on filed figures, not a quotation. A real claim depends on the case, on what the insurer accepts as eligible, and on the room you actually occupy.

Bills from the Pilot Programme for Enhancing Price Transparency for Private Hospitals, run by the Office for Regulation of Private Healthcare Facilities. Plan limits from each plan's certified Benefit Schedule.

Find a plan that covers this

Premiums are annual, in the plan currency, before the Insurance Authority levy, taken from the Standard Premium Schedules filed with the Health Bureau. Rate records come from every schedule archived on data.gov.hk since March 2021 and are a track record, not a forecast. Information only, not regulated advice.

Compare plans · Insurers · All plans · What treatment costs · Premium increases · MCP server · Privacy · Terms