6 private hospitals published what they billed for this procedure over the reporting period 01 Jan 2025 - 31 Dec 2025. The middle bill runs from HK$40,945 at the cheapest to HK$76,208 at the dearest, a difference of HK$35,263 for the same operation.
| Hospital | Stay | Doctor | Hospital | Total, median | Total, 90th |
|---|---|---|---|---|---|
| St. Teresa's Hospital | 1.0 day | HK$28,600 | HK$12,345 | HK$40,945 | HK$53,586 |
| Hong Kong Baptist Hospital | 1.0 day | HK$37,400 | HK$18,949 | HK$56,349 | HK$56,349 |
| Hong Kong Adventist Hospital, Stubbs Road | 1.2 days | HK$43,000 | HK$23,800 | HK$66,800 | HK$70,072 |
| Union Hospital | 1.5 days | HK$50,200 | HK$21,060 | HK$71,260 | HK$77,980 |
| Hong Kong Sanatorium & Hospital | 2.3 days | HK$39,300 | HK$32,224 | HK$71,524 | HK$71,524 |
| CUHK Medical Centre | 1.3 days | HK$45,335 | HK$30,873 | HK$76,208 | HK$94,692 |
The doctor column is the doctor's fee, the hospital column is the hospital's charge, and they are billed separately. Nine in ten bills came in at or under the 90th percentile figure. Standard ward.
Three real certified plans, as examples, applied to the same published bills. The first two are the same plan bought with and without a deductible, which is the choice that decides most of what you pay. The third is a Standard Plan, which caps what it pays per item instead of covering the core benefits in full.
| Hospital | Bill | Plan pays | You pay |
|---|---|---|---|
| St. Teresa's Hospital | HK$40,945 | HK$40,945 | HK$0 |
| Hong Kong Baptist Hospital | HK$56,349 | HK$56,349 | HK$0 |
| Hong Kong Adventist Hospital, Stubbs Road | HK$66,800 | HK$66,800 | HK$0 |
| Union Hospital | HK$71,260 | HK$71,260 | HK$0 |
| Hong Kong Sanatorium & Hospital | HK$71,524 | HK$71,524 | HK$0 |
| CUHK Medical Centre | HK$76,208 | HK$76,208 | HK$0 |
| Hospital | Bill | Plan pays | You pay |
|---|---|---|---|
| St. Teresa's Hospital | HK$40,945 | HK$0 | HK$40,945 |
| Hong Kong Baptist Hospital | HK$56,349 | HK$0 | HK$56,349 |
| Hong Kong Adventist Hospital, Stubbs Road | HK$66,800 | HK$0 | HK$66,800 |
| Union Hospital | HK$71,260 | HK$0 | HK$71,260 |
| Hong Kong Sanatorium & Hospital | HK$71,524 | HK$0 | HK$71,524 |
| CUHK Medical Centre | HK$76,208 | HK$0 | HK$76,208 |
| Hospital | Bill | Plan pays | You pay |
|---|---|---|---|
| St. Teresa's Hospital | HK$40,945 | HK$40,945 | HK$0 |
| Hong Kong Baptist Hospital | HK$56,349 | HK$55,650 | HK$699 |
| Hong Kong Adventist Hospital, Stubbs Road | HK$66,800 | HK$61,250 | HK$5,550 |
| Union Hospital | HK$71,260 | HK$71,260 | HK$0 |
| Hong Kong Sanatorium & Hospital | HK$71,524 | HK$61,800 | HK$9,724 |
| CUHK Medical Centre | HK$76,208 | HK$63,585 | HK$12,623 |
This plan states anaesthetist, theatre in words rather than a figure, so those items are left out of what the plan pays. The real figure is therefore no lower than the one shown.
The bill is what the hospital published: no averaging across hospitals and no estimate. What a plan pays applies that plan's own filed limits to the two halves of the bill, a surgeon's fee being capped per surgery and room and board per day, then takes off any deductible. It is arithmetic on filed figures, not a quotation. A real claim depends on the case, on what the insurer accepts as eligible, and on the room you actually occupy.
Bills from the Pilot Programme for Enhancing Price Transparency for Private Hospitals, run by the Office for Regulation of Private Healthcare Facilities. Plan limits from each plan's certified Benefit Schedule.